

Zip FAQs
All you need is:
How to use Zip:
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Choose the account that's right for you.
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Sign up and get a decision in minutes.
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Select Zip at checkout.
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Log into your account to set up your repayment schedule to suit your lifestyle.
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Reuse your account anywhere you see the Zip logo.
Fees & interest:
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Zip Pay purchases are interest free, always.
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Zip Money is interest free if you pay off your purchases within the interest free period.
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Standard interest rate applies after the interest free period.
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The monthly account fee is waived if you pay your balance by the due date.
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If there's nothing owing on your account, there's nothing to pay and no fees.
Repayments:
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Choose from weekly, fortnightly or monthly payments to suit your lifestyle.
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Repayments start from $40 a month and are based on your account's credit limit.
Refunds:
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If your treatment meets Vivid Smile Dental Centre's returns policy, the purchase amount will be credited back to your Zip account.